Online Casinos That Accept Credit Card

Since the disapproval of credit card gambling by the UKGC all UK licensed casinos are unable to accept this payment method, because of this more UK players are turning to internationally licensed casinos. These sites still allow the use of Visa, Mastercard, American Express and many other credit card providers.

Online casinos that accept credit cards give players much more flexibility, generous bonuses and unrestricted access to all games and features. These sites remain a favourite among fans as credit cards allow quick, secure and hassle-free deposit experience, making them a perfect option for players who value both convenience and variety.

At Missionocean.me, we review all the latest credit card casinos in the market, we give each site an in depth analyse and put them through our trust checker. Meaning we only recommend reputable, licensed casinos that offer the best games, features and payment platforms, these include:

Our Expert Guide to Online Casinos That Accept Credit Cards

With casinos in the UK having more and more regulations pinned to them including the ban of using a credit card to deposit, players are seeking alternative sites to play at. New online casinos that accept credit cards have grown in popularity at a rapid growth as these platforms not only provide a wider choice of payment methods but are also known for their comprehensive features. On top of this they offer extensive game libraries and competitive bonuses, making them an appealing choice for players seeking both convenience and variety.

A Credit Card Casino Explained

A credit card casino is an online gaming platform that allows deposits with major credit cards such as Visa, Mastercard and American Express. These sites attract players who value speed, convenience and fast, secure payments. They offer a straightforward alternative to relying solely on debit cards, e-wallets or bank transfers.

What Differs a Credit Card Casino to a UKGC Casino?

The UK Gambling Commission (UKGC) introduced the ban on credit card gambling to help reduce problem gambling, curb addiction and limit financial risks. However, many international casinos still accept credit cards, offering players a number of advantages and greater flexibility compared to strictly UK-regulated platforms.

Why Credit Card Casinos Appeal to Players

• Flexibility & Credit Facility: Use credit instead of relying solely on debit cards or prepaid options.
• Rewards & Perks: Benefit from loyalty points, cashback or rewards schemes offered by credit card providers.
• Faster Access: Avoid some of the lengthy verification processes required by UKGC-regulated casinos.
• Bypass Strict Affordability Checks: International casinos don’t impose the same rigorous financial checks.
• Wider Game Selection: Access to titles from global software providers that may not be available on UK-only sites.
• Extra Protection: Credit cards often include strong fraud protection and make it easier to dispute unfair charges.
• Bigger & Better Bonuses: International sites frequently offer more generous promotions and higher-value welcome packages.

Credit Card Casino Licensing & Jurisdictions

Credit card casinos typically operate under international licences, with the most common regulators being the Malta Gaming Authority (MGA), the Government of Curaçao and the Gibraltar Regulatory Authority. These jurisdictions allow operators to accept credit card payments while still enforcing standards of fairness, security and responsible gambling. Below is a closer look at the main licensing bodies connected with credit card casinos:

Malta Gaming Authority (MGA)

• Reputation: One of the most respected regulators in the iGaming industry.
• Credit Card Policy: Allows deposits and withdrawals via Visa, Mastercard and Amex.
• Benefits:
  • Strong emphasis on player protection and fair play
  • Transparent dispute resolution process
  • Enforces responsible gambling measures

Why Choose MGA Casinos: Safe, trustworthy, and widely accepted by players in Europe and beyond.

Government of Curaçao

• Reputation: One of the oldest iGaming regulators, covering a wide range of international casinos.
• Credit Card Policy: Fully supports credit card payments across licensed operators.
• Benefits:
  • Flexible regulations attract hundreds of casinos
  • Low barriers to entry mean more gaming variety
  • Supports multiple currencies, including crypto alongside cards

Things to Note: Oversight is less strict than MGA or UKGC, so players should choose trusted brands for extra safety.

Gibraltar Regulatory Authority (GRA)

• Reputation: Highly regarded, particularly with casinos serving the UK and European markets.
• Credit Card Policy: Permits credit card transactions while ensuring compliance with EU-level player protection standards.
• Benefits:
  • Strong security and anti-fraud measures
  • Focus on responsible gambling tools and fair gaming audits
  • Trusted by many large, well-established international operators

Why Choose Gibraltar Casinos: A solid balance of freedom for players with strong regulatory protection.

What These Licences Ensure•

✅ Fair Gameplay – Certified RNGs and independent audits (e.g., eCOGRA, iTech Labs) ensure all results are random and unbiased.
✅ Secure Transactions – SSL encryption and PCI-compliant processing keep payments and personal data safe.
✅ Responsible Gambling Tools – Deposit limits, time-outs and self-exclusion options help players stay in control.
✅ Flexible KYC – Some regulators allow lighter verification checks for smaller withdrawals, offering more privacy.
✅ Transparency – Clear bonus rules, payout limits, and terms must be published and applied fairly.

Our Top 3 Latest Casinos That Accept Credit Cards:

Fish & spins Casino is the latest Credit Card Casino to hit the market, attracting UK players who want more flexibility than what they can get at a UK based site. Fish & Spins supports deposits via American Express, Visa, Mastercard and other major credit cards offering an effortless banking experience. Its game library is extensive, featuring thousands of slots alongside bonus buy titles, progressive jackpots, exclusive releases and classics. For those who prefer live action, they delivers an impressive choice of live dealer games including blackjack, roulette, baccarat and interactive game shows. Alongside the casino games Fish & Spins has a full sportsbook covering football, horse racing, tennis, esports and more markets.

Our Expert Ranking:
Slots & Live Dealer Casino: 9.7/10 ⭐
Bonuses & Ongoing Promotions: 9.4/10 ⭐
Banking Options & Withdrawal Times: 9.9/10 ⭐
Licensing, Fair Play & Customer Support: 10/10 ⭐

Bet Ninja is a brand new online casino that takes credit card, offering players a massive welcome bonus, a robust gaming portfolio and support credit card slots. The site hosts an impressive range of high quality slots from leading software developers, alongside a strong lineup of table games and live dealer titles for those who enjoy immersive gameplay.

Our Expert Rating
Slots & Live Dealer Casino: 10/10 ⭐
Bonuses & Ongoing Promotions: 10/10 ⭐
Banking Options & Withdrawal Times: 9.8/10 ⭐
Licensing, Fair Play & Customer Support: 9.8/10 ⭐

Harry Casino is another non-UK casino newly released, Harry Casino is offering thousands of titles including slots, jackpots and bonus buy titles from some of the best poviders like Pragmatic Play, NetEnt and Hacksaw Gaming. Players can enjoy all features from the games unlike UKGC sites, plus a full live dealer section with standard and VIP tables. With credit cards supported, alongside big bonuses and cashback deals, Harry Casino delivers a premium, flexible gaming experience.

Our Expert Rating
Slots & Live Dealer Casino: 9.3/10 ⭐
Bonuses & Ongoing Promotions: 8.8/10 ⭐
Banking Options & Withdrawal Times: 10/10 ⭐
Licensing, Fair Play & Customer Support: 10/10 ⭐

How To Find a Trusted Online Casino That Accepts Credit Card:

1️⃣ Check for a Valid International Gaming Licence

A legitimate online casino should always be licensed and transparent about its credentials. Here’s what to look for:

• Website Footer: Reputable casinos display their licence number and the name of their regulator.
• Regulator Verification: Copy the licence number and confirm its validity directly on the regulator’s website.
• Company Details: Legit operators list their business name, registered address and company number.
• Independent Testing Seals: Look for certification logos from eCOGRA, iTech Labs, or GLI, which confirm the games are audited for fairness.
• Secure Payments: Licensed sites use SSL encryption and support regulated banking methods like Visa, Mastercard and trusted e-wallets.
• Transparent T&Cs: Terms should be clear, accessible and free from hidden conditions.
• Reputation & Reviews: Check user feedback and comparison sites legitimate casinos usually have solid ratings and recognition.

2️⃣ Review Payment Methods & Credit Card Options

Before depositing, ensure the casino’s banking options meet your needs:

• Accepted Card Types: Visa, Mastercard, and AmEx should be supported.
• Deposit & Withdrawal Limits: Minimum and maximum thresholds should be clearly displayed.
• Processing Times: Withdrawals should be handled in 1–2 business days at most.

3️⃣ Inspect Site Security & Player Protection

A safe casino will always have strict measures in place to protect players:

• SSL Encryption – Check for the padlock symbol (https://) to confirm secure data transfer.
• Trusted Payment Methods – Visa, Mastercard, PayPal, Skrill, Neteller or verified crypto gateways.
• Data Privacy Policy – Transparent information on how personal data is stored and handled.
• Responsible Gambling Tools – Deposit limits, session timers, cooling-off periods and self-exclusion options.
• Independent Game Testing – Certification logos from eCOGRA, iTech Labs, GLI ensure fair RNG outcomes.
• Two-Factor Authentication (2FA) – Optional added layer of login security.
• Customer Support – 24/7 live chat or email for security or account concerns.
• Withdrawal Policies – Clear rules on payout times, limits and verification procedures.

4️⃣ Compare Bonuses & Promotions

Reputable credit card casinos clearly publish their bonus offers and terms:

• Welcome Bonuses – Matched deposit offers (e.g., 100% up to £500). Wagering terms should be easy to find.
• Free Spins – Offered for both new and returning players. Check which slot titles are included.
• Cashback Deals – Daily or weekly cashback to reduce losses and extend playtime.
• VIP & Loyalty Rewards – Faster withdrawals, exclusive games, personal account managers and tailored perks.

5️⃣ Explore Game Selection & Providers

Top casinos accepting credit cards feature games from recognised developers like Pragmatic Play, NetEnt, Nolimit City, Hacksaw Gaming, Push Gaming and Yggdrasil. Expect to find:

• Slots: Megaways™, Classic, Video, Progressive Jackpots and Bonus Buy slots.
• Table Games: Blackjack, roulette, baccarat and poker.
• Live Casino: Dealer-hosted blackjack, roulette, baccarat, poker, craps, dice games and interactive game shows.
• High-Volatility Games: Bonus Buy slots and Free Spin Buy features for risk-takers.

6️⃣ Check Player Reviews & Expert Insights

Finally, take the time to research the casino’s reputation. Look for:

• High Ratings: Anything under 4/5 stars should be a red flag.
• Customer Service Response Times: Quick, professional support is a must.
• Low Complaint Levels: A high volume of unresolved complaints signals risk.
• Bonus Transparency: Clear, fair wagering rules.
• Payment Experiences: Fast and hassle-free withdrawals.
• Game Variety: A well-rounded library with trusted providers.
• Support Quality: Helpful, accessible and available when you need it.

Top 3 Slot Titles That Accept Credit Cards

1. Coin Quest 2 🪙
Software Developer: Slotmill
Date Released: December 14, 2022
Game Volatility: High (9/10)
Max Win: 15,000x
RTP: 96.18%

2. Fat Rabbit 🥕
Software Developer: Push Gaming
Date Released: Out Now
Game Volatility: High (9/10)
Max Win: 3,844x
RTP: 96.45%

3. Big Stack Lumberjack 🪓
Software Developer: Print Studios
Date Released: February 26,2025
Game Volatility: High (8/10)
Max Win: 20,000x
RTP: 96.18%

The Pros & Cons of Playing at a Credit Card Casino

✅ Pros

• Convenience & Familiarity – Credit cards like Visa, Mastercard and Amex are widely used and trusted worldwide.
• Instant Deposits – Funds are available immediately, so you can start playing without delays.
• Credit Facility – Unlike debit cards, you can use credit, giving extra flexibility with your bankroll.
• Rewards & Cashback – Some credit cards offer points, miles, or cashback on transactions, adding extra value.
• High Acceptance Rates – Credit cards are accepted at most international casinos.
• Security & Fraud Protection – Strong consumer protection makes it easier to dispute or reverse fraudulent charges.
• Higher Deposit Limits – Credit cards generally allow larger deposit limits compared to e-wallets or mobile billing.
• Supports Large Welcome Bonuses – Credit cards usually let players claim full welcome bonuses, including deposit matches and free spins.

❌ Cons

• Risk of Overspending – Playing on credit makes it easier to gamble beyond your means.
• Regulatory Restrictions – Credit card gambling is banned under UKGC rules, so players must use international casinos.
• Possible Fees & Interest – Some issuers charge cash advance fees or apply interest on gambling transactions.
• KYC & Verification Delays – Some casinos require additional checks for credit card deposits or withdrawals.
• Slower Withdrawals – Compared to e-wallets or crypto, payouts back to credit cards can take several days.
• Limited Availability – Not every international casino supports all card types (e.g., AmEx may be excluded).

FAQ’s About Online Casinos That Accept Credit Card

1. Can I still use credit cards at UK online casinos?

No. Since April 2020, the UK Gambling Commission (UKGC) has banned the use of credit cards for deposits at UK-licensed casinos. However, many international casinos still accept Visa, Mastercard and American Express for UK players.

2. Are credit card casinos safe?

Yes, provided you play at a licensed and regulated operator (such as those approved by the Malta Gaming Authority, Curaçao eGaming, or the Gibraltar Regulatory Authority). Credit card payments also benefit from SSL encryption, fraud monitoring and chargeback protection.

3. Which casinos accept credit cards for UK players?

Some of the top international casinos currently welcoming UK players with credit card deposits include:

1. Dracula
2. Instaspin
3. Fish & Spins
4. Harry Casino
5. Kaasino

4. How fast are credit card deposits?

Deposits are usually processed instantly, allowing you to begin playing right away.

5. How long do withdrawals take with credit cards?

Withdrawals generally take one to two business days, depending on the casino’s processing times and your bank.

6. Do credit card deposits qualify for bonuses?

Yes. Unlike some e-wallets, credit card deposits typically qualify for welcome bonuses, reload offers and free spins promotions.

7. Are there fees for using credit cards at casinos?

Some casinos or banks may apply small transaction fees or currency conversion charges. Always review the casino’s payment policy as well as your card provider’s terms before depositing.

8. Can I set limits when using a credit card?

Yes. Most casinos provide responsible gambling tools such as deposit limits, session reminders and self-exclusion options. You can also set spending controls through your credit card provider.

9. What is the maximum I can deposit with a credit card?

Deposit limits vary depending on the casino, but credit cards generally allow higher deposit amounts compared to e-wallets or mobile payment methods, making them a suitable choice for high rollers.

10. What are the advantages of using a credit card over other methods?

The key benefits include:
• Instant deposits
• Wide acceptance across international casinos
• Eligibility for bonuses and promotions
• Chargeback protection
• Higher deposit limits
• Access to rewards, points, or cashback schemes offered by some card providers